1. Don’t send money to someone you don’t know.
2. Don’t respond to messages that ask for your personal or financial information.
3. Don’t play a foreign lottery.
4. Keep in mind that wiring money is like sending cash: once it’s gone, you can’t get it back.
5. Don’t agree to deposit a check from someone you don’t know and then wire money back.
6. Read your bills and monthly statements regularly—on paper and online.
7. In the wake of a natural disaster or another crisis, give to established charities rather than one that seems to have sprung up overnight.
8. Talk to your doctor before buying health products or signing up for medical treatments.
9. When considering an investment, remember that there’s no such thing as a sure thing.
10. Know where an offer comes from and who you’re dealing with.
Reference: http://www.onguardonline.gov/topics/avoiding-scams.aspx (recommended to visit)
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